Florida Homes Mortgage
Florida Homes Mortgage
Florida's Trusted Mortgage Experts
20 Years of Excellence

Why Choose Florida Homes Mortgage

We have been in the real estate business for 20 years. Our 1,000+ clients love us — and you will too!

Thank you for considering Florida Homes Mortgage real estate specialists. We know you have many choices — my staff and I are grateful that you're looking into how our company can help you with your needs.

Below are the top reasons our customers tell us why they choose us. When you're ready to think about buying or selling your property, ask yourself:

  • Do you have the time, energy, sources of information, and contacts to do the job yourself?
  • If you were one of the 'do-it-yourself' people, would the results be as good or better than professional assistance?
  • Would it have gone smoother? Would you have purchased for less, or sold for more, with a real estate agent involved?

20 Years
Experience

1,000+
Happy Clients

5-Star
Reviews

100%
Client Satisfaction

🏠 The Buying Process — Simplified

The process of buying a home or investment generally starts with determining your buying power — that is, your financial reserves plus your borrowing capacity.

We Will Find the Right Home for You

We know the Real Estate market like the back of our hand — and we know what it takes to help you find the perfect home or property.

We Listen

We'll talk about what you're looking for in your new home. We'll learn about your tastes, lifestyle, and preferences before we start looking.

We Search

We'll use all of the search tools at our disposal to find homes for sale that match your criteria.

Expect Expertise

From residential and commercial sales to land sales, investment properties, relocation and property management — we specialize in it all.

We Preview

We'll make the most of your time and set up appointments for us to view properties that are the best candidates for your next home.

We Tour

If you're looking for a newly constructed home, we'll tour new communities in the area to find the best properties.

We Research

We'll find out what a fair asking price is for any property you select by researching area home sales and the market-at-large.

We Verify

We review MLS and property data on every potential listing match and purchase to assure an accurate transaction.

We Advise

We can help you approach a seller to start the offer process. We'll also coordinate with appraisers, title companies, inspectors, and more.

We Represent

We'll represent your best interests when dealing with the seller and their REALTOR so you can concentrate on other things.

We Negotiate

Once we find the right home, we'll help you negotiate so you can also get the best price.

We Communicate

From the first day of our search until closing, we'll keep you posted every step of the way.

We Satisfy

It's our job to find the right home for you — and to find it at the right price. Our goal is to make your transaction stress-free.

Florida Homes Mortgage
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Ready to Work with Florida's Most Trusted Real Estate Team?

With 20 years of experience and over 1,000 satisfied clients, we're ready to help you achieve your real estate goals. Let us show you why our clients love us.

305-407-3547

Join over 1,000 satisfied families who trusted us with their real estate dreams.

Client Reviews

What Our Clients Say

★★★★★

"They made buying our first home so easy. Everything was explained clearly, we got a great rate, and closed in 21 days. We couldn't be happier!"

M
Maria & Carlos R.
Miami, FL
★★★★★

"I was self‑employed and thought I couldn't get a loan. Florida Homes Mortgage found a bank statement program and saved me $500/month. They're miracle workers!"

J
Jorge L.
Doral, FL
★★★★★

"They helped me refinance to a lower rate and took cash out for renovations. They were available nights and weekends. Truly the best in South Florida."

C
Carlos M.
Fort Lauderdale, FL

What type of home loan are you interested in?

A few minutes, a few clicks, up to 5 competing mortgage quotes

How It Works

1
📝

Quick Application

Complete our 60-second application with basic information

2
🔐

Get Verified

Verify your email and get matched with a loan specialist

3
🏠

Get Approved

Receive loan options and start your home search

4
✍️

Close Your Loan

Sign documents and get the keys to your new home

Florida's #1 Independent Mortgage Broker

Unlock the Door to Your Dream Home

Lowest rates. Fast approvals. Personalized service.

Zero down payment options — VA, USDA, FHA
Bad credit? No problem — We have solutions
Self-employed? Bank statement loans available
Foreign national? ITIN loans approved
Close in as little as 14 days
24-hour pre-approval — Get approved before you shop

Your local mortgage broker serving Miami Dade • Broward County • Palm Beach County and More.

"We've helped thousands of families achieve their dream of homeownership. Now it's YOUR turn."

Are you ready to step into your future? Whether it's your first home, a new investment, or a cozy upgrade, securing the right mortgage is the first step. But don't wait – rates are changing fast, and so are your opportunities!

Why Choose Us?

Fast Approvals – Get pre-approved in as little as 10 minutes.
Low Rates – Discover options tailored to YOUR budget.
Expert Guidance – Our experienced team is here to walk you through every step.

🎁 Exclusive Offer

Fill out the form NOW and unlock special rates and benefits only available to those who act quickly.

Don't let the perfect home slip through your fingers because you hesitated. With just a few clicks, you could be on your way to a brighter tomorrow.

Time is ticking – claim your mortgage offer before it's too late!

Your future is waiting. Click below to fill out the form and get started! You won't believe how easy it is to make your dream home a reality.

⭐ 4.9 Stars • Google Reviews 🏆 A+ Rated • BBB ✅ 1,000+ Families Helped
Miguel Garcia

Miguel Garcia

Licensed Real Estate Broker • Florida
Licensed Real Estate Agency in Florida
Honesty, Integrity, Excellence, Experience
Bilingual — English & Español
Miami Dade • Broward County • Palm Beach County.
One-Stop-Shop, We Find Your Home, We Finance and We Insure.
Get Your Pre-Approval Letter Now!
Response within 24 hours • No obligation
🔒 Apply for a Mortgage Online in Minutes!
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🏠 We Find the Home 💰 We Find the Loan 🛡️ We Insure.
🔥 Why Work with Three When One Does It All?
🏆 Florida's #1 Broker. 25+ years experience.
📞 Work with the Best and Nothing Less. Just Miguel.

🔒
256-bit SSL Secure
4.9/5 Star Rating
🏆
Top Mortgage Broker 2024
60 Second Application
25+ Years Experience

Ready to Save Thousands on Your Mortgage? Making Smart People Wealthier.
The Partner You Need for the Savings You Deserve. The American Dream, Minus the Debt.

📱 Scan to contact Miguel

Scan to Save My Contact

📞 Get my direct number
💬 Text me anytime

Don't Wait — Get Pre‑Approved Today

Join hundreds of Florida families who trusted Florida Homes Mortgage. It takes 2 minutes.

Apply Now — Free Call (305) 407-3547
🛡️ We Serve
🏝️ Miami-Dade Aventura Bal Harbour Bay Harbor Islands Biscayne Park Coral Gables Cutler Bay Doral El Portal Florida City Golden Beach Hialeah Hialeah Gardens Homestead Indian Creek Key Biscayne Medley Miami Miami Beach Miami Gardens Miami Lakes Miami Shores Miami Springs North Bay Village North Miami North Miami Beach Opa-locka Palmetto Bay Pinecrest South Miami Sunny Isles Beach Surfside Sweetwater Virginia Gardens West Miami 🌴 Broward Coconut Creek Cooper City Coral Springs Dania Beach Davie Deerfield Beach Fort Lauderdale Hallandale Beach Hillsboro Beach Hollywood Lauderdale-by-the-Sea Lauderdale Lakes Lauderhill Lazy Lake Lighthouse Point Margate Miramar North Lauderdale Oakland Park Parkland Pembroke Park Pembroke Pines Plantation Pompano Beach Sea Ranch Lakes Southwest Ranches Sunrise Tamarac West Park Weston Wilton Manors 🌞 Palm Beach Atlantis Belle Glade Boca Raton Boynton Beach Briny Breezes Cloud Lake Delray Beach Glen Ridge Golf Greenacres Gulf Stream Haverhill Highland Beach Hypoluxo Juno Beach Jupiter Jupiter Inlet Colony Lake Clarke Shores Lake Park Lake Worth Beach Lantana Loxahatchee Groves Manalapan Mangonia Park North Palm Beach Ocean Ridge Pahokee Palm Beach Palm Beach Gardens Palm Beach Shores Palm Springs Riviera Beach Royal Palm Beach South Bay South Palm Beach Tequesta Village of Golf Wellington West Palm Beach
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