Florida Homes Mortgage
Florida Homes Mortgage
Florida's Trusted Mortgage Experts
70% - 90% Commission Plans Available

Why Choose Florida Homes & Mortgage

You Are The Boss! Bring a Friend, Build Your Team. Join Florida's most trusted 100% commission real estate brokerage.

Congratulations! You've Passed the Real Estate License!

Real estate sales can be the most rewarding journey that you'll ever embark on — or it can also be the biggest cause of stress you can imagine. You've got a few upcoming decisions that might define your entire career, so pay attention closely.

Who You Are

What You Do

How You Do It

💰 Choose Your Commission Plan

Plan 3 - Bronze

70% Split
  • $495 Transaction per closing
  • $10 per Month
  • $100 E&O per closing side
  • Unlimited Transactions
  • No Minimum Sales
Join Bronze →

Plan 2 - Silver

80% Split
  • $495 Transaction per closing
  • $30 per Month
  • $100 E&O per closing side
  • Unlimited Transactions
  • No Minimum Sales
Join Silver →

Plan 1 - Gold

90% Split
  • $495 Transaction per closing
  • $50 per Month
  • $100 E&O per closing side
  • Unlimited Transactions
  • No Minimum Sales
Join Gold →

📊 Compare: Traditional vs. Florida Homes & Mortgage

Service and Charges Traditional Broker Florida Homes & Mortgage
Commission split50%-70%70% - 80% - 90%
Transaction fees$100-995$495
Office fee$100-500$0
Franchise fees$50-1,000$0
License placement fee$300-500$0
Sign up fees$100-550$0
Error & Omission Insurance$50-400$50
Worker compensation$150-300$0
TOTAL EXPENSE PER TRANSACTION$1,000 – $4,000$545*

How to Make an Extra 5% Override Commission

A 5% override commission is extra money Florida Homes & Mortgage pays to you when another agent you bring to the company makes a sale. Build your team and earn more!

You Are The Boss! Bring as Many Friends as You Want — Build Your Team!

🌟 10 Reasons Why You Should Join Florida Homes & Mortgage

#1: Growth

Surround yourself with people who encourage personal and professional growth.

#2: Balance

Make a great living AND enjoy your life away from work.

#3: Support

Top-notch administrative and marketing support.

#4: Attraction Marketing

No cold calls. Nurture relationships and attract high-trust clients.

#5: Relationships

Grow your referral-based business.

#6: Credit

Receive credit for all your closings. Build your personal brand.

#7: Reviews

Help obtaining online reviews and testimonials from your clients.

#8: Immediate Opportunity

Join a team with clients ready to work with you right now.

#9: Financial Growth

Attractive compensation plan that rewards your dedication.

#10: Community Service

Make a positive impact in your community.

🚫 No Realtor Fees — We Are a Non-Realtor Broker

No MLS Fee
No Realtor Fee
No Hidden Fees
No Franchise Fees
No Uncapped Commission
Zero Desk Fees

📝 Florida Real Estate License Transfer & Activation

How long does it take to transfer my license? We usually process transfers within 4 hours.

When can I start working? As soon as you receive our confirmation email.

Is the $495 annual fee refundable? The annual fee is non-refundable — it covers administrative costs for the year.

Can I transfer my license to another broker? Yes, anytime without penalties. You'll be paid in full for any pending transactions.

Ready to Take Your Real Estate Career to the Next Level?

Join Florida Homes & Mortgage today and start keeping more of what you earn.

305-407-3547

Your success is our success. Join a team that values integrity, ethics, and your growth!

Why Our Clients Trust Us

What Our Clients Say About Us

★★★★★

"Florida Homes Mortgage is the most honest and professional real estate company I've worked with. Miguel went above and beyond to help us find our dream home. Highly recommend!"

S
Sofia & David M.
Coral Gables, FL
★★★★★

"I interviewed several agents before choosing Miguel. He was transparent, knowledgeable, and truly cared about our best interests. We found our perfect home in less than a month."

R
Ramon & Elena G.
Brickell, FL
★★★★★

"The team at Florida Homes Mortgage is exceptional. They answered all our questions, guided us through every step, and made buying our home stress-free. Thank you Miguel!"

J
Jessica L.
Doral, FL

What type of home loan are you interested in?

A few minutes, a few clicks, up to 5 competing mortgage quotes

How It Works

1
📝

Quick Application

Complete our 60-second application with basic information

2
🔐

Get Verified

Verify your email and get matched with a loan specialist

3
🏠

Get Approved

Receive loan options and start your home search

4
✍️

Close Your Loan

Sign documents and get the keys to your new home

Florida's #1 Independent Mortgage Broker

Unlock the Door to Your Dream Home

Lowest rates. Fast approvals. Personalized service.

Zero down payment options — VA, USDA, FHA
Bad credit? No problem — We have solutions
Self-employed? Bank statement loans available
Foreign national? ITIN loans approved
Close in as little as 14 days
24-hour pre-approval — Get approved before you shop

Your local mortgage broker serving Miami Dade • Broward County • Palm Beach County and More.

"We've helped thousands of families achieve their dream of homeownership. Now it's YOUR turn."

Are you ready to step into your future? Whether it's your first home, a new investment, or a cozy upgrade, securing the right mortgage is the first step. But don't wait – rates are changing fast, and so are your opportunities!

Why Choose Us?

Fast Approvals – Get pre-approved in as little as 10 minutes.
Low Rates – Discover options tailored to YOUR budget.
Expert Guidance – Our experienced team is here to walk you through every step.

🎁 Exclusive Offer

Fill out the form NOW and unlock special rates and benefits only available to those who act quickly.

Don't let the perfect home slip through your fingers because you hesitated. With just a few clicks, you could be on your way to a brighter tomorrow.

Time is ticking – claim your mortgage offer before it's too late!

Your future is waiting. Click below to fill out the form and get started! You won't believe how easy it is to make your dream home a reality.

⭐ 4.9 Stars • Google Reviews 🏆 A+ Rated • BBB ✅ 1,000+ Families Helped
Miguel Garcia

Miguel Garcia

Licensed Real Estate Broker • Florida
Licensed Real Estate Agency in Florida
Honesty, Integrity, Excellence, Experience
Bilingual — English & Español
Miami Dade • Broward County • Palm Beach County.
One-Stop-Shop, We Find Your Home, We Finance and We Insure.
Get Your Pre-Approval Letter Now!
Response within 24 hours • No obligation
🔒 Apply for a Mortgage Online in Minutes!
📱 Scan to contact Miguel

Scan to Save My Contact

📞 Get my direct number
💬 Text me anytime

🏠 We Find the Home 💰 We Find the Loan 🛡️ We Insure.
🔥 Why Work with Three When One Does It All?
🏆 Florida's #1 Broker. 25+ years experience.
📞 Work with the Best and Nothing Less. Just Miguel.

🔒
256-bit SSL Secure
4.9/5 Star Rating
🏆
Top Mortgage Broker 2024
60 Second Application
25+ Years Experience

Ready to Save Thousands on Your Mortgage? Making Smart People Wealthier.
The Partner You Need for the Savings You Deserve. The American Dream, Minus the Debt.

📱 Scan to contact Miguel

Scan to Save My Contact

📞 Get my direct number
💬 Text me anytime

Don't Wait — Get Pre‑Approved Today

Join hundreds of Florida families who trusted Florida Homes Mortgage. It takes 2 minutes.

Apply Now — Free Call (305) 407-3547
🛡️ We Serve
🏝️ Miami-Dade Aventura Bal Harbour Bay Harbor Islands Biscayne Park Coral Gables Cutler Bay Doral El Portal Florida City Golden Beach Hialeah Hialeah Gardens Homestead Indian Creek Key Biscayne Medley Miami Miami Beach Miami Gardens Miami Lakes Miami Shores Miami Springs North Bay Village North Miami North Miami Beach Opa-locka Palmetto Bay Pinecrest South Miami Sunny Isles Beach Surfside Sweetwater Virginia Gardens West Miami 🌴 Broward Coconut Creek Cooper City Coral Springs Dania Beach Davie Deerfield Beach Fort Lauderdale Hallandale Beach Hillsboro Beach Hollywood Lauderdale-by-the-Sea Lauderdale Lakes Lauderhill Lazy Lake Lighthouse Point Margate Miramar North Lauderdale Oakland Park Parkland Pembroke Park Pembroke Pines Plantation Pompano Beach Sea Ranch Lakes Southwest Ranches Sunrise Tamarac West Park Weston Wilton Manors 🌞 Palm Beach Atlantis Belle Glade Boca Raton Boynton Beach Briny Breezes Cloud Lake Delray Beach Glen Ridge Golf Greenacres Gulf Stream Haverhill Highland Beach Hypoluxo Juno Beach Jupiter Jupiter Inlet Colony Lake Clarke Shores Lake Park Lake Worth Beach Lantana Loxahatchee Groves Manalapan Mangonia Park North Palm Beach Ocean Ridge Pahokee Palm Beach Palm Beach Gardens Palm Beach Shores Palm Springs Riviera Beach Royal Palm Beach South Bay South Palm Beach Tequesta Village of Golf Wellington West Palm Beach
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