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Special benefits for Veterans — zero down payment, lower interest rates, and no mortgage insurance. Save thousands on your home loan.
The government has given special benefits to Veterans when they are looking to get a home loan. This creates many advantages for people like yourself and can save you a great deal of money over the course of your loan.
You may qualify for a VA loan even if other loans were unobtainable
You may be able to secure your loan with NO down payment
VA loans tend to have lower interest rates than conventional loans
Save on Private Mortgage Insurance — save thousands of dollars
No down payment required — a benefit worth thousands of dollars
VA loans typically have lower rates than conventional loans
No Private Mortgage Insurance — save thousands over the life of your loan
Allows qualified buyers to assume your loan at closing
Pay off your loan early without any fees
Available if you experience temporary financial difficulty
One of the first steps toward getting a VA loan is filling out a Certificate of Eligibility. Basic qualification criteria include:
The VA does not put a cap on how much you can borrow — this is up to the lender. Basic entitlement is $36,000, with some loans eligible for $60,000 (loans over $144,000). A lender will often loan up to 4 times the basic entitlement without any down payment.
Limit Increase! Although there is no set maximum, most lenders cap at $417,000 for secondary market sale. Veterans who have previously taken out a VA loan may still be eligible for remaining entitlement — and because entitlement amounts have increased, you may qualify for more now!
Discover how to make the most of your VA Benefits. Get the help you need to move through the process smoothly and ensure you maximize your benefits.
You served our country — let us serve you with the best home loan benefits available.
"As a veteran, I qualified for a VA loan with zero down. Miguel made the process seamless and got me a great rate. He truly understands and appreciates the sacrifices we've made for our country."
"Miguel helped us use our VA loan benefits to buy our dream home with no money down and no PMI. He explained everything clearly and made sure we got every benefit we earned through service."
"The VA loan process seemed complicated, but Miguel made it easy. He handled all the paperwork, communicated with the VA, and got us approved quickly. We're proud to own a home thanks to him and our VA benefits."
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