Florida Homes Mortgage
Florida Homes Mortgage
Florida's Trusted Mortgage Experts
Why Choose Miguel Frias Garcia

Your Trusted Real Estate & Mortgage Expert

Hello - Hola! Miguel Angel Garcia, President & Owner of Florida Homes and Mortgage. International investments in Florida, USA.

⚠️ Protect Yourself & Others

When you're ready to select a professional to represent you in your real estate transaction, how will you make that choice? There are thousands of individual agents working in real estate... and many working without a license — so be careful.

Don't regret "after the fact" having chosen someone who didn't meet your expectations. I'm a real person — call me right now if you wish.

Protect Yourself & Others — Report Unlicensed Activity →

🔥 Top Reasons I'm the Real Estate & Mortgage Broker for You!

01

Broker + Mortgage Expert

I'm a Real Estate Broker AND Mortgage Expert — not just a Realtor. That means you save time and thousands of dollars with one trusted professional.

02

FREE Buyer Representation

Miguel Frias represents buyers FREE of charge. You pay NOTHING for professional representation!

03

Personalized Attention

My clients tell me the personalized attention they receive is something they have not experienced in other real estate transactions.

04

I Know the Neighborhoods

Schools, market conditions, zoning regulations, and local economy — I know it all.

05

I Do the Leg Work

Keeping you up-to-date with new listings and market conditions as they evolve.

06

Full-Time Commitment

I'm a full-time real estate agent — anything less would shortchange you.

07

Mortgage Broker Owner

Mission Real Estate & Mortgage is a full-service real estate and mortgage broker. I'll use my connections throughout the mortgage industry.

08

My Only Client

You'll be my only client in the real estate transaction — no divided attention.

09

Guide Through Complexity

I'll guide you through the complexities of buying and/or selling a house, eliminating hassles and stress.

10

I Preview Homes

As a standard business practice, I preview homes as they become available, keeping you apprised of market conditions.

11

I Won't Waste Your Time

When an offer is made, I'll require acceptance or a counter offer within 24 to 48 hours.

12

Tech + Personal Touch

One-on-one attention plus dynamic web and email resources. You'll love the alerts I send.

Why Choose Florida Homes Mortgage?

Look around, compare — If you find something better, hire them.

When you're ready to think about buying or selling your property, ask yourself: Do you have the time, energy, sources of information, and contacts to do the job yourself?

Read the following information and learn how we can help you understand everything you need to know about your real estate transaction.

🏡 The Buying Process

Determine Buying Power

Your financial reserves plus your borrowing capacity.

We Find the Right Home

We know the market like the back of our hand.

We Listen

We learn about your tastes, lifestyle, and preferences.

Expect Expertise

Residential, commercial, land, investment, relocation.

We Preview

We make the most of your time and view only the best properties.

We Tour

New communities for newly constructed homes.

We Research

Find fair asking prices by researching area home sales.

We Verify

Review MLS and property data for accurate transactions.

We Advise

Help with offers, appraisers, title companies, and inspectors.

We Represent

Your best interests when dealing with sellers and their agents.

We Negotiate

Get the best price for your new home.

We Communicate

Keep you posted every step of the way.

We Satisfy

Find the right home at the right price — stress-free.

Miguel Frias Garcia

Real Estate Broker | Mortgage Advisor
President & Owner, Florida Homes & Mortgage

Since 1997, I've helped over 1,000 families buy their dream homes, sell for top dollar, and refinance to save thousands.

Why do clients choose me over every other agent? Because I don't make empty promises. I let 25 years of results speak for themselves.

The greatest compliment I can receive is the referral of your family and friends. When you trust me with the people you love, I treat them like my own family.

⚠️ Listings sell fast—see your dream home today! Only a few properties left in Brickell & Doral.
View Available Now →

Get a Free Consultation — No Pressure, No Hassle, No Obligation

Let's talk about your real estate goals. I'll give you honest answers and a clear path forward—zero sales pitch.

Call Miguel: 305-407-3547

✨ Your Stress-Free Journey to Closing Day

1
Listen & Understand
Your goals, budget, lifestyle
2
Search & Preview
Curated homes before public
3
Negotiate & Win
Aggressive offers that close
4
Close & Celebrate
Keys in hand, stress gone

🏡 The Buying Process—Simplified

The journey starts with determining your buying power—your financial reserves plus borrowing capacity.

I know the Miami real estate market like the back of my hand. From Brickell to Doral, Coral Gables to Aventura, Kendall to Homestead.

We listen first. Before we start looking, we talk about your lifestyle, your tastes, and your must-haves.

We search smarter. I use every search tool at my disposal—including off-market opportunities you won't find on public sites.

⚠️ Protect Yourself & Others

Only work with licensed professionals. I'm a Licensed Real Estate Broker & Mortgage Advisor. I'm a real person—call me right now if you wish.

Ready to Make Your Move?

Listings in Miami are selling fast—don't wait until it's gone. Call me directly, I answer personally.

305-407-3547

The Highest Compliment? Your Referral. Thank You for Trusting Me With Your Family & Friends.

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Why Our Clients Trust Us

What Our Clients Say About Us

★★★★★

"Florida Homes Mortgage is the most honest and professional real estate company I've worked with. Miguel went above and beyond to help us find our dream home. Highly recommend!"

S
Sofia & David M.
Coral Gables, FL
★★★★★

"I interviewed several agents before choosing Miguel. He was transparent, knowledgeable, and truly cared about our best interests. We found our perfect home in less than a month."

R
Ramon & Elena G.
Brickell, FL
★★★★★

"The team at Florida Homes Mortgage is exceptional. They answered all our questions, guided us through every step, and made buying our home stress-free. Thank you Miguel!"

J
Jessica L.
Doral, FL

What type of home loan are you interested in?

A few minutes, a few clicks, up to 5 competing mortgage quotes

How It Works

1
📝

Quick Application

Complete our 60-second application with basic information

2
🔐

Get Verified

Verify your email and get matched with a loan specialist

3
🏠

Get Approved

Receive loan options and start your home search

4
✍️

Close Your Loan

Sign documents and get the keys to your new home

Florida's #1 Independent Mortgage Broker

Unlock the Door to Your Dream Home

Lowest rates. Fast approvals. Personalized service.

Zero down payment options — VA, USDA, FHA
Bad credit? No problem — We have solutions
Self-employed? Bank statement loans available
Foreign national? ITIN loans approved
Close in as little as 14 days
24-hour pre-approval — Get approved before you shop

Your local mortgage broker serving Miami Dade • Broward County • Palm Beach County and More.

"We've helped thousands of families achieve their dream of homeownership. Now it's YOUR turn."

Are you ready to step into your future? Whether it's your first home, a new investment, or a cozy upgrade, securing the right mortgage is the first step. But don't wait – rates are changing fast, and so are your opportunities!

Why Choose Us?

Fast Approvals – Get pre-approved in as little as 10 minutes.
Low Rates – Discover options tailored to YOUR budget.
Expert Guidance – Our experienced team is here to walk you through every step.

🎁 Exclusive Offer

Fill out the form NOW and unlock special rates and benefits only available to those who act quickly.

Don't let the perfect home slip through your fingers because you hesitated. With just a few clicks, you could be on your way to a brighter tomorrow.

Time is ticking – claim your mortgage offer before it's too late!

Your future is waiting. Click below to fill out the form and get started! You won't believe how easy it is to make your dream home a reality.

⭐ 4.9 Stars • Google Reviews 🏆 A+ Rated • BBB ✅ 1,000+ Families Helped
Miguel Garcia

Miguel Garcia

Licensed Real Estate Broker • Florida
Licensed Real Estate Agency in Florida
Honesty, Integrity, Excellence, Experience
Bilingual — English & Español
Miami Dade • Broward County • Palm Beach County.
One-Stop-Shop, We Find Your Home, We Finance and We Insure.
Get Your Pre-Approval Letter Now!
Response within 24 hours • No obligation
🔒 Apply for a Mortgage Online in Minutes!
📱 Scan to contact Miguel

Scan to Save My Contact

📞 Get my direct number
💬 Text me anytime

🏠 We Find the Home 💰 We Find the Loan 🛡️ We Insure.
🔥 Why Work with Three When One Does It All?
🏆 Florida's #1 Broker. 25+ years experience.
📞 Work with the Best and Nothing Less. Just Miguel.

🔒
256-bit SSL Secure
4.9/5 Star Rating
🏆
Top Mortgage Broker 2024
60 Second Application
25+ Years Experience

Ready to Save Thousands on Your Mortgage? Making Smart People Wealthier.
The Partner You Need for the Savings You Deserve. The American Dream, Minus the Debt.

📱 Scan to contact Miguel

Scan to Save My Contact

📞 Get my direct number
💬 Text me anytime

Don't Wait — Get Pre‑Approved Today

Join hundreds of Florida families who trusted Florida Homes Mortgage. It takes 2 minutes.

Apply Now — Free Call (305) 407-3547
🛡️ We Serve
🏝️ Miami-Dade Aventura Bal Harbour Bay Harbor Islands Biscayne Park Coral Gables Cutler Bay Doral El Portal Florida City Golden Beach Hialeah Hialeah Gardens Homestead Indian Creek Key Biscayne Medley Miami Miami Beach Miami Gardens Miami Lakes Miami Shores Miami Springs North Bay Village North Miami North Miami Beach Opa-locka Palmetto Bay Pinecrest South Miami Sunny Isles Beach Surfside Sweetwater Virginia Gardens West Miami 🌴 Broward Coconut Creek Cooper City Coral Springs Dania Beach Davie Deerfield Beach Fort Lauderdale Hallandale Beach Hillsboro Beach Hollywood Lauderdale-by-the-Sea Lauderdale Lakes Lauderhill Lazy Lake Lighthouse Point Margate Miramar North Lauderdale Oakland Park Parkland Pembroke Park Pembroke Pines Plantation Pompano Beach Sea Ranch Lakes Southwest Ranches Sunrise Tamarac West Park Weston Wilton Manors 🌞 Palm Beach Atlantis Belle Glade Boca Raton Boynton Beach Briny Breezes Cloud Lake Delray Beach Glen Ridge Golf Greenacres Gulf Stream Haverhill Highland Beach Hypoluxo Juno Beach Jupiter Jupiter Inlet Colony Lake Clarke Shores Lake Park Lake Worth Beach Lantana Loxahatchee Groves Manalapan Mangonia Park North Palm Beach Ocean Ridge Pahokee Palm Beach Palm Beach Gardens Palm Beach Shores Palm Springs Riviera Beach Royal Palm Beach South Bay South Palm Beach Tequesta Village of Golf Wellington West Palm Beach
🏠 BUY YOUR DREAM HOME TODAY! ★ Zero Down Payment Options Available ★ ★ First-Time Home Buyer Programs ★ ★ Get Pre-Approved in 24 Hours ★ ★ Low Interest Rates — Lock Yours Now ★ 🏡 CALL (305) 407-3547 FOR A FREE CONSULTATION 🏡 ◆◆ 💰 SELL YOUR HOME FOR TOP DOLLAR! ★ Free Home Valuation — Know Your Home's Worth ★ ★ Sell in 7 Days or Less ★ ★ No Commission Until We Sell Your Home ★ ★ Professional Photography & Marketing ★ 🏡 CALL (305) 407-3547 FOR A FREE MARKET ANALYSIS 🏡 ◆◆ 💰 REFINANCE & SAVE THOUSANDS! ★ Lower Your Monthly Payments by 20% or More ★ ★ Cash-Out Refinance — Access Your Home Equity ★ ★ Rates as Low as 5.75% APR ★ ★ No Closing Cost Refinance Options ★ 💰 CALL (305) 407-3547 TO CHECK YOUR REFINANCE RATES 💰 ◆◆ 🏦 MORTGAGE PROGRAMS FOR EVERYONE! ★ FHA Loans — Low Down Payment ★ ★ VA Loans — Zero Down for Veterans ★ ★ USDA Loans — Zero Down in Rural Areas ★ ★ Conventional Loans — Great Rates ★ ★ Jumbo Loans — Up to $3 Million ★ 🏦 CALL (305) 407-3547 TO APPLY TODAY 🏦 ◆◆ 🌟 SPECIAL PROGRAMS AVAILABLE! ★ ITIN Mortgage — No Social Security Required ★ ★ Down Payment Assistance — Up to $25,000 ★ ★ First Responders & Teachers Discount ★ ★ New Construction Homes — Builder Incentives ★ 🌟 HABLAMOS ESPAÑOL — CALL (305) 407-3547 🌟 ◆◆ ✋ STOP PAYING RENT! OWN YOUR HOME! ★ Rent vs Own — See How Much You Can Save ★ ★ Monthly Mortgage Can Be LESS Than Rent ★ ★ Build Equity — Stop Throwing Money Away ★ ✋ CALL (305) 407-3547 TO SEE IF YOU QUALIFY ✋ ◆◆ 📋 CHECK YOUR CREDIT FOR FREE! ★ Get Pre-Approved — Know Your Budget ★ ★ Credit Repair Services Available ★ ★ No Impact on Credit Score for Quote ★ 📋 CALL (305) 407-3547 FOR YOUR FREE PRE-APPROVAL 📋 ◆◆ 🏆 FLORIDA'S TRUSTED REAL ESTATE & MORTGAGE BROKER 🏆 ⚡ CALL NOW — (305) 407-3547 — SE HABLA ESPAÑOL ⚡ ★ 10,000+ Happy Homeowners ★ $2.5B+ Closed Loans ★ 🏠 BUY • SELL • REFINANCE — WE DO IT ALL! 🏠 ◆◆