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A Real Story That Will Shock You — Learn From This Experience. Never Buy Without Professional Representation!
This letter is pretty lengthy, but it tells the story in detail!!
"I will not Lie, Cheat or Steal!" Those were the first words out of our Salesperson's mouth when we first stepped into a New Home Construction in Florida. My husband and I were looking to buy our first home and the experience we went through will absolutely shock you.
We begin our buying process with a Builder. "$1000 down and you can own your own home and land." The salesperson starts with "I will not Lie, Cheat or Steal" to make a sale. The salesperson pulls our credit — says it's great! No problems!
Red Flag #1: "We can buy you out of your lease easily" — Promises made without verification.
The salesperson tells us decks will only cost "a couple thousand dollars more" ($20 more monthly). The Manager later says "No the decks will be extra" — but then says "He's gonna have to eat this one."
Red Flag #2: "They have to roll my Jeep onto the Mortgage to look like we have more income."
An appraiser calls us — they hadn't appraised the house yet! The Manager lies about our conversation. The Jeep payment was due and the Mortgage Company was having difficulties with Underwriters.
Red Flag #3: Appraisal should have been done BEFORE the process began.
We move in before closing. No electricity. Septic tank not hooked up. AC and heat not hooked up. We spend the first night with no heat, only a butane fish fryer to keep warm.
Red Flag #4: Never move in before closing! You lose all leverage.
My husband (an electrician) and I hook up our own electric, AC, heater, and septic tank. The Land people pay us $100 for all the work. The builder's response: "Well they got paid for doing it, so why are they complaining?"
Red Flag #5: Builder expects you to fix their mistakes.
We finally close on March 14th. The mortgage company calls: Builder didn't send enough money for the Jeep — only $6,700 of $11,100. The home jumped from $51,000 to $68,000. A mysterious "Family Gift" of $11,600 appeared on the contract. Our apartment complex says there's no law they have to let us out of our lease — we owe $1,300.
Red Flag #6: Hidden fees, unexplained charges, and broken promises.
We know for a fact that they asked someone there to forge a 1999 W2 form to get them approved. This is mortgage fraud — and it's illegal!
This builder should not be in business, and they do not know how to handle customers correctly.
Buying a house or condominium is a major personal purchase as well as a long-term investment. The story you just read is a real example of what can go wrong when you buy without professional representation.
Never buy without a professional representing you. A buyer's agent costs you nothing — the seller pays the commission. But having an expert on your side can save you thousands and prevent the nightmare this family experienced.
Buying a home should be exciting, not a nightmare. With over 25 years of experience, I'll protect your interests and ensure you don't fall into these common traps.
Learn from others' mistakes. Let me protect your interests from day one.
"Miguel explained every single cost before we got to closing. No surprises, no hidden fees. Other agents just gave us estimates — he gave us the real numbers upfront."
"I was worried about hidden costs after hearing horror stories from friends. Miguel was transparent from day one. What he quoted is exactly what we paid. Thank you for the honesty!"
"Miguel saved us thousands by pointing out fees we didn't even know to question. His attention to detail and honesty made our first home purchase stress-free."
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