Florida Homes Mortgage
Florida's Trusted Mortgage Experts
Stop paying your landlord's mortgage — start building your own equity today!
A new home ownership program allows qualified buyers to buy a home with absolutely no downpayment.
You may have owned a home before and are presently renting — or maybe you are a first-time homebuyer and need a way to break into the housing market but held back because you thought you required a $10,000, $20,000 or even more for a downpayment. Well regardless of your present situation, if you want to get into, or re-enter the housing market without having to make a cash downpayment, then this new program may be just what you're looking for.
Why pay your landlord's mortgage when you can be building your own equity?
Industry insiders have prepared a new special report entitled, "How to Buy a Home With Zero Down", revealing how this new and innovative program can get you into the housing market immediately with absolutely no downpayment.
Download Free Report NowOrder this report NOW and you can get into the housing market NOW with ABSOLUTELY NO DOWNPAYMENT.
Great News for home buyers! It is possible to buy a home for zero down — We use a program called National Home Down Payment Assistance Program.
The very first thing to do is get pre-approved for a loan (not just pre-qualified).
We work together to find a home you want to buy. Let's assume $150,000 listing price.
National Home Down Payment Assistance Program "gifts" the downpayment and prepaids (about $7,000). This gift is NOT a loan — never repaid!
We offer $157,000 for the house, allowing the seller to "contribute" $7,000 back to the program. The seller maintains their bottom line net.
Important: The house has to appraise for $157,000, and you have to be approved for a loan for that amount. This is where my experience and expertise come in — to help determine if the transaction is likely to have any problems.
Although entire books have been written about how to buy a home with no cash down, in the real world of residential home sales no-cash down deals are rare. The reason for this is that most lenders want a substantial cash down payment before they'll grant a mortgage.
There are various reasons why buyers might want 100 percent financing for a home purchase:
⚠️ Important Note: Don't expect a competitive interest rate on 100 percent financing. Rates may run a full percent higher than the going rate on an 80 percent mortgage.
Zero down programs are available for qualified buyers. Get pre-approved today and find out if you qualify!
Stop paying your landlord's mortgage. Start building your own wealth today!
"I never thought I could buy a home with zero down. Miguel found a USDA loan program that let us buy our dream home with no money down. We closed in 30 days. Thank you!"
"As a veteran, I qualified for a VA loan with zero down. Miguel made the process simple and stress-free. We got a great rate and bought our home without draining our savings."
"Miguel explained all our zero down options — USDA, VA, and down payment assistance programs. He helped us choose the best one and we bought our first home with almost nothing out of pocket!"
A few minutes, a few clicks, up to 5 competing mortgage quotes
Complete our 60-second application with basic information
Verify your email and get matched with a loan specialist
Receive loan options and start your home search
Sign documents and get the keys to your new home
Lowest rates. Fast approvals. Personalized service.
Your local mortgage broker serving Miami Dade • Broward County • Palm Beach County and More.
"We've helped thousands of families achieve their dream of homeownership. Now it's YOUR turn."
Are you ready to step into your future? Whether it's your first home, a new investment, or a cozy upgrade, securing the right mortgage is the first step. But don't wait – rates are changing fast, and so are your opportunities!
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