
  <!-- Font Awesome for icons -->
  <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.0.0-beta3/css/all.min.css">

    * {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }

    body {
      font-family: 'Segoe UI', Roboto, system-ui, -apple-system, sans-serif;
      background: #f8faff;
      color: #1a2639;
      line-height: 1.6;
    }

    .container {
      max-width: 1200px;
      margin: 0 auto;
      padding: 2rem 1.5rem;
    }

    /* header / hero */
    .hero {
      text-align: center;
      padding: 2rem 0 1.5rem;
    }

    .hero h1 {
      font-size: 2.6rem;
      font-weight: 700;
      letter-spacing: -0.5px;
      color: #0b1a33;
    }

    .hero h1 i {
      color: #2a6df4;
      margin-right: 8px;
    }

    .hero .subhead {
      font-size: 1.2rem;
      max-width: 750px;
      margin: 0.8rem auto 1.5rem;
      color: #2c3e5c;
    }

    .stat-badge {
      display: inline-block;
      background: #eef3fe;
      padding: 0.5rem 2rem;
      border-radius: 60px;
      font-weight: 600;
      color: #0047ab;
      border: 1px solid #cbd9f0;
      margin-bottom: 1.2rem;
    }

    .stat-badge i {
      margin-right: 8px;
      color: #cc2d3a;
    }

    .cta-top {
      margin: 1.8rem 0 0.5rem;
    }

    .btn-primary {
      background: #0047ab;
      color: white;
      padding: 0.9rem 2.8rem;
      border-radius: 60px;
      font-weight: 600;
      font-size: 1.1rem;
      border: none;
      display: inline-block;
      text-decoration: none;
      transition: all 0.2s;
      box-shadow: 0 8px 20px rgba(0, 71, 171, 0.25);
      letter-spacing: 0.3px;
    }

    .btn-primary i {
      margin-right: 10px;
    }

    .btn-primary:hover {
      background: #003380;
      transform: translateY(-2px);
      box-shadow: 0 12px 28px rgba(0, 71, 171, 0.35);
    }

    .btn-outline {
      background: transparent;
      border: 2px solid #0047ab;
      color: #0047ab;
      padding: 0.7rem 2rem;
      border-radius: 60px;
      font-weight: 600;
      text-decoration: none;
      transition: 0.2s;
      display: inline-block;
    }

    .btn-outline i {
      margin-right: 8px;
    }

    .btn-outline:hover {
      background: #0047ab;
      color: white;
    }

    /* Language Switcher */
    .lang-switch {
      display: flex;
      justify-content: center;
      gap: 12px;
      margin: 1.2rem 0 0.8rem;
      flex-wrap: wrap;
    }

    .lang-btn {
      background: white;
      border: 1.5px solid #cbd9f0;
      padding: 0.4rem 1.2rem;
      border-radius: 40px;
      font-weight: 600;
      font-size: 0.9rem;
      color: #1a2c4a;
      cursor: pointer;
      transition: 0.15s;
      box-shadow: 0 2px 4px rgba(0,0,0,0.02);
    }

    .lang-btn i {
      margin-right: 6px;
      color: #0047ab;
    }

    .lang-btn.active {
      background: #0047ab;
      color: white;
      border-color: #0047ab;
    }

    .lang-btn.active i {
      color: white;
    }

    .lang-btn:hover:not(.active) {
      background: #eaf1fd;
      border-color: #a0bce6;
    }

    /* ===== HOW CREDIT REPAIR WORKS ===== */
    .how-section {
      margin: 4rem 0 2.5rem;
      background: linear-gradient(135deg, #f0f6ff 0%, #e8f0fe 100%);
      border-radius: 48px;
      padding: 2.8rem 2rem;
      box-shadow: 0 8px 30px rgba(0, 40, 80, 0.06);
    }

    .how-section h2 {
      font-size: 2.2rem;
      font-weight: 700;
      text-align: center;
      margin-bottom: 0.5rem;
      color: #0b1a33;
    }

    .how-section > p {
      text-align: center;
      max-width: 700px;
      margin: 0 auto 2.5rem auto;
      color: #2f4a6e;
      font-size: 1.1rem;
    }

    .steps-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 1.8rem;
    }

    .step-card {
      background: white;
      padding: 2rem 1.5rem 1.8rem;
      border-radius: 28px;
      text-align: center;
      box-shadow: 0 6px 18px rgba(0, 30, 60, 0.05);
      transition: 0.25s;
      border-bottom: 5px solid #2a6df4;
      position: relative;
    }

    .step-card:nth-child(1) {
      background: #ffffff;
      border-bottom-color: #2a6df4;
    }
    .step-card:nth-child(2) {
      background: #fafdff;
      border-bottom-color: #1e7e34;
    }
    .step-card:nth-child(3) {
      background: #fcf9f0;
      border-bottom-color: #e67e22;
    }
    .step-card:nth-child(4) {
      background: #f5f0fc;
      border-bottom-color: #8e44ad;
    }

    .step-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 14px 30px rgba(0, 30, 60, 0.10);
    }

    .step-card .step-icon {
      font-size: 2.6rem;
      width: 70px;
      height: 70px;
      line-height: 70px;
      border-radius: 50%;
      background: #eef3fe;
      color: #0047ab;
      margin: 0 auto 1rem auto;
      display: flex;
      align-items: center;
      justify-content: center;
    }

    .step-card:nth-child(1) .step-icon { background: #dce8fe; color: #0047ab; }
    .step-card:nth-child(2) .step-icon { background: #ddf0e4; color: #1e7e34; }
    .step-card:nth-child(3) .step-icon { background: #fcebd9; color: #b85e0a; }
    .step-card:nth-child(4) .step-icon { background: #ede5f7; color: #7d3c98; }

    .step-card h3 {
      font-size: 1.2rem;
      margin-bottom: 0.4rem;
      color: #0b1a33;
    }

    .step-card p {
      font-size: 0.95rem;
      color: #2f405c;
      margin-bottom: 0;
    }

    /* info cards (4 errors) */
    .error-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 1.8rem;
      margin: 3.5rem 0 3rem;
    }

    .error-card {
      background: white;
      padding: 1.8rem 1.5rem;
      border-radius: 24px;
      box-shadow: 0 8px 24px rgba(0, 20, 50, 0.06);
      border-left: 5px solid #2a6df4;
      transition: 0.2s;
    }

    .error-card i {
      font-size: 2rem;
      color: #2a6df4;
      margin-bottom: 0.8rem;
    }

    .error-card h3 {
      font-size: 1.2rem;
      margin-bottom: 0.4rem;
      color: #0b1a33;
    }

    .error-card p {
      color: #2f405c;
      font-size: 0.95rem;
    }

    .error-card.red-border {
      border-left-color: #cc2d3a;
    }
    .error-card.green-border {
      border-left-color: #1e7e34;
    }
    .error-card.orange-border {
      border-left-color: #e67e22;
    }

    /* ===== NEW PRICING BOXES (from screenshot) ===== */
    .pricing-section {
      margin: 4rem 0 2rem;
    }

    .pricing-section h2 {
      font-size: 2.2rem;
      font-weight: 700;
      text-align: center;
      margin-bottom: 0.5rem;
    }

    .pricing-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 2rem;
      margin: 2.5rem 0 1.5rem;
    }

    .pricing-card {
      background: white;
      border-radius: 28px;
      padding: 2rem 1.8rem 2rem;
      box-shadow: 0 12px 32px rgba(0, 20, 40, 0.08);
      transition: 0.25s;
      display: flex;
      flex-direction: column;
      border: 1px solid #e5edf9;
      position: relative;
      overflow: hidden;
    }

    .pricing-card:hover {
      transform: translateY(-6px);
      box-shadow: 0 20px 40px rgba(0, 40, 100, 0.12);
      border-color: #b8cef0;
    }

    .pricing-card .plan-badge {
      position: absolute;
      top: 12px;
      right: 12px;
      background: #eef3fe;
      color: #0047ab;
      font-size: 0.7rem;
      font-weight: 700;
      padding: 0.25rem 0.8rem;
      border-radius: 20px;
      letter-spacing: 0.3px;
      text-transform: uppercase;
    }

    .pricing-card .plan-name {
      font-size: 1.8rem;
      font-weight: 800;
      letter-spacing: -0.5px;
      color: #0b1a33;
      margin-bottom: 0.1rem;
    }

    .pricing-card .plan-name small {
      font-size: 0.8rem;
      font-weight: 600;
      color: #4a5f7a;
      letter-spacing: 0px;
      display: block;
      margin-top: 0.1rem;
    }

    .pricing-card .price {
      font-size: 2.4rem;
      font-weight: 800;
      color: #0b1a33;
      margin: 0.4rem 0 0rem;
    }

    .pricing-card .price small {
      font-size: 0.9rem;
      font-weight: 400;
      color: #4a5f7a;
    }

    .pricing-card .initial-fee {
      font-size: 0.9rem;
      color: #4a5f7a;
      margin-bottom: 1rem;
      font-weight: 500;
    }

    .pricing-card .btn-card {
      background: #0047ab;
      color: white;
      border: none;
      padding: 0.85rem 1.2rem;
      border-radius: 60px;
      font-weight: 700;
      font-size: 1rem;
      width: 100%;
      cursor: pointer;
      transition: 0.2s;
      text-align: center;
      text-decoration: none;
      display: inline-block;
      margin: 0.5rem 0 1rem;
    }

    .pricing-card .btn-card i {
      margin-right: 8px;
    }

    .pricing-card .btn-card:hover {
      background: #003380;
    }

    .pricing-card ul {
      list-style: none;
      margin: 0.5rem 0 0.2rem;
      flex: 1;
    }

    .pricing-card ul li {
      padding: 0.4rem 0;
      display: flex;
      align-items: flex-start;
      gap: 10px;
      font-size: 0.92rem;
      color: #1e314a;
      line-height: 1.4;
    }

    .pricing-card ul li i {
      color: #1e7e34;
      width: 1.1rem;
      font-size: 0.85rem;
      margin-top: 0.2rem;
      flex-shrink: 0;
    }

    .pricing-card ul li .highlight {
      font-weight: 600;
      color: #0b1a33;
    }

    .pricing-card .guarantee {
      font-size: 0.8rem;
      color: #4a5f7a;
      text-align: center;
      margin-top: 0.8rem;
      border-top: 1px solid #eef3fe;
      padding-top: 0.8rem;
    }

    .pricing-card .guarantee i {
      color: #0047ab;
      margin-right: 4px;
    }

    /* Featured / Most Popular */
    .pricing-card.featured {
      border: 2px solid #0047ab;
      background: #fafcff;
    }

    .pricing-card.featured .plan-badge {
      background: #0047ab;
      color: white;
    }

    /* free consult */
    .free-consult {
      background: #e7edf9;
      border-radius: 60px;
      padding: 0.6rem 1.8rem;
      display: inline-block;
      font-weight: 600;
      color: #003380;
      margin-top: 0.8rem;
    }

    .free-consult i {
      margin-right: 6px;
      color: #cc2d3a;
    }

    /* ===== DISCLOSURE STATEMENT ===== */
    .disclosure-section {
      margin: 4rem 0 2rem;
      background: #fafbfd;
      border-radius: 32px;
      padding: 2.5rem 2.8rem;
      border: 1px solid #e2e9f5;
      box-shadow: 0 4px 16px rgba(0, 20, 40, 0.04);
    }

    .disclosure-section h2 {
      font-size: 1.5rem;
      font-weight: 700;
      color: #0b1a33;
      margin-bottom: 1.2rem;
      display: flex;
      align-items: center;
      gap: 12px;
    }

    .disclosure-section h2 i {
      color: #0047ab;
      font-size: 1.6rem;
    }

    .disclosure-section .disclosure-body {
      font-size: 0.92rem;
      color: #1e314a;
      line-height: 1.7;
    }

    .disclosure-section .disclosure-body p {
      margin-bottom: 1rem;
    }

    .disclosure-section .disclosure-body strong {
      color: #0b1a33;
    }

    .disclosure-section .disclosure-body .highlight-box {
      background: #eef3fe;
      padding: 0.8rem 1.5rem;
      border-radius: 12px;
      border-left: 4px solid #0047ab;
      margin: 1.2rem 0;
      font-weight: 500;
    }

    .disclosure-section .disclosure-body .ftc-contact {
      background: #f5f7fc;
      padding: 1rem 1.8rem;
      border-radius: 12px;
      margin-top: 1.2rem;
      font-family: monospace;
      font-size: 0.9rem;
      border: 1px dashed #b8cef0;
    }

    /* footer / extra */
    .footer-note {
      text-align: center;
      margin: 2rem 0 1rem;
      color: #3b4d66;
      border-top: 1px solid #dce5f2;
      padding-top: 2rem;
      font-size: 0.95rem;
    }

    .footer-note i {
      margin: 0 4px;
      color: #0047ab;
    }

    @media (max-width: 640px) {
      .hero h1 {
        font-size: 2rem;
      }
      .pricing-grid {
        grid-template-columns: 1fr;
        max-width: 400px;
        margin-left: auto;
        margin-right: auto;
      }
      .lang-switch {
        gap: 8px;
      }
      .lang-btn {
        padding: 0.3rem 0.9rem;
        font-size: 0.8rem;
      }
      .how-section {
        padding: 2rem 1rem;
      }
      .steps-grid {
        grid-template-columns: 1fr;
        max-width: 360px;
        margin-left: auto;
        margin-right: auto;
      }
      .disclosure-section {
        padding: 1.8rem 1.2rem;
      }
      .disclosure-section h2 {
        font-size: 1.2rem;
      }
    }