*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Inter',Arial,sans-serif;background:#f0f4ff;color:#1a1a2e;line-height:1.6}
.credit-wrap{max-width:1100px;margin:0 auto;padding:30px 20px}
.credit-header{background:linear-gradient(135deg,#1a1a8a 0%,#6c2bd9 50%,#f7971e 100%);border-radius:24px;padding:50px 40px;margin-bottom:40px;text-align:center;color:#fff;position:relative;overflow:hidden}
.credit-header::before{content:'';position:absolute;top:-50%;left:-50%;width:200%;height:200%;background:radial-gradient(circle,rgba(255,255,255,0.1) 0%,transparent 70%);animation:float 12s ease-in-out infinite}
@keyframes float{0%,100%{transform:translate(0,0)}50%{transform:translate(20px,-20px)}}
.credit-header h1{font-size:42px;font-weight:900;position:relative;z-index:1;letter-spacing:-1px}
.credit-header p{font-size:18px;opacity:0.9;margin-top:12px;position:relative;z-index:1;max-width:600px;margin-left:auto;margin-right:auto}
.credit-badge{display:inline-block;background:rgba(255,255,255,0.2);border:1px solid rgba(255,255,255,0.3);padding:6px 18px;border-radius:50px;font-size:12px;font-weight:600;letter-spacing:2px;text-transform:uppercase;margin-bottom:16px;position:relative;z-index:1}
.credit-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:40px}
.credit-stat{background:#fff;border-radius:16px;padding:24px 20px;text-align:center;box-shadow:0 4px 20px rgba(0,0,0,0.06);border:1px solid rgba(0,0,0,0.04)}
.credit-stat-num{font-size:36px;font-weight:800;background:linear-gradient(135deg,#1a1a8a,#6c2bd9);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.credit-stat-label{font-size:13px;color:#666;margin-top:6px;font-weight:500}
.credit-card{background:#fff;border-radius:20px;padding:32px;margin-bottom:24px;box-shadow:0 4px 20px rgba(0,0,0,0.06);border-left:6px solid #6c2bd9;transition:transform 0.3s,box-shadow 0.3s}
.credit-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px rgba(0,0,0,0.1)}
.credit-card.orange{border-left-color:#f7971e}
.credit-card.green{border-left-color:#00b894}
.credit-card.red{border-left-color:#e17055}
.credit-card.purple{border-left-color:#6c2bd9}
.credit-card.blue{border-left-color:#0984e3}
.credit-card.pink{border-left-color:#fd79a8}
.credit-card h2{font-size:22px;font-weight:700;color:#1a1a2e;margin-bottom:12px;display:flex;align-items:center;gap:12px}
.credit-card h2 i{font-size:28px}
.credit-card p{color:#444;font-size:15px;line-height:1.7}
.credit-card ul{margin:12px 0 0 20px;color:#444;font-size:15px;line-height:1.8}
.credit-card ul li{list-style-type:disc}
.credit-card .highlight-box{background:linear-gradient(135deg,#f8f4ff,#f0f4ff);border-radius:12px;padding:16px 20px;margin:16px 0;border:1px solid rgba(108,43,217,0.15)}
.credit-card .highlight-box strong{color:#6c2bd9}
.cta-box{background:linear-gradient(135deg,#6c2bd9,#f7971e);border-radius:20px;padding:40px;text-align:center;color:#fff;margin:40px 0}
.cta-box h2{font-size:28px;font-weight:800;margin-bottom:10px}
.cta-box p{opacity:0.9;font-size:16px;margin-bottom:20px}
.cta-btn{display:inline-block;background:#fff;color:#1a1a2e;padding:16px 40px;border-radius:50px;font-weight:700;text-decoration:none;font-size:16px;transition:transform 0.3s,box-shadow 0.3s;box-shadow:0 8px 25px rgba(0,0,0,0.2)}
.cta-btn:hover{transform:translateY(-3px);box-shadow:0 12px 35px rgba(0,0,0,0.3)}
.credit-divider{display:flex;align-items:center;gap:16px;margin:30px 0;color:#999;font-size:13px;font-weight:600;letter-spacing:2px;text-transform:uppercase}
.credit-divider::before,.credit-divider::after{content:'';flex:1;height:2px;background:linear-gradient(90deg,transparent,#ddd,transparent)}
.back-top{display:inline-block;color:#6c2bd9;font-weight:600;text-decoration:none;margin-top:10px;font-size:14px}
.back-top i{margin-right:6px}
@media(max-width:768px){.credit-header{padding:30px 20px}.credit-header h1{font-size:28px}.credit-stats{grid-template-columns:repeat(2,1fr)}.credit-card{padding:24px}.cta-box{padding:30px 20px}}
@media(max-width:480px){.credit-stats{grid-template-columns:1fr}.credit-header h1{font-size:22px}}