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★ Welcome Miami * Fort Lauderdale * Boca Raton * Sunny Isles * Aventura * Coral Gables * Kendall * Doral * Brickell * Palm Beach We’ve helped thousands of clients choose the very best home finance option. ★ Welcome to Florida Homes & Mortgage ◆ Lowest Mortgage Rates in Florida ★ 25+ Years Experience ★ Refinance with a Neighbor, Not a Bank. ★ Refinance: Save Thousands Today. ★ Refinance Now! The Smartest Way to Pay Off Your Credit Cards ★ Decades of Deals, Decades of Trust ★ We Shop the Market, You Save the Money ◆ Pre-Approved Today, Home Tomorrow ★ Hundreds of Lenders. One Perfect Rate ◆ Fast Closings, Zero Drama ★ 1,000+ families helped ◆ FHA • VA • Conventional • Jumbo • Refinance ★ Florida Homes & Mortgage: Second to None. ★ We Don’t Have Competitors. We Have Solutions. ◆ Pre‑Approval in 24 Hours ★ Hablamos Español ◆ Call Today: (305) 407-3547
Florida Homes Mortgage
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Florida Homes Mortgage
Florida’s Trusted Mortgage Experts

Miami Condos by Neighborhoods

Lowest Rates Guaranteed
We shop hundreds of lenders
24‑Hour Pre‑Approval
Fast, hassle‑free process
$0 Cost to You
Buyer representation
Hablamos Español
Bilingual service
25+ Years Experience
1,000+ families helped
Full Mortgage Solutions

Find the Best Loan for Me

We offer a complete range of mortgage options to fit every financial situation and goal.

Conventional Loan
I want down payment options
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VA Loan
I want a Veterans Affairs loan
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FHA Loan
I want flexible qualifications
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Reverse Mortgage
I want to retire on my terms
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Construction Loan
I want to build a custom home
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USDA Loan
I want to live outside city limits
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Jumbo Loan
I want to buy my dream home
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I CAN Mortgage
I want flexible loan terms
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30-Year Fixed
I want fixed monthly payments
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15-Year Fixed
I want to pay off my loan faster
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ARM Loan
I want adjustable payments
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Buydown Loan
I want a low interest rate upfront
Learn More →
Home Equity Loans
I want to use my equity
Learn More →
FHA 203(k) Loan
I want cash for renovations
Learn More →
Interest-Only
I want low initial payments
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Non-QM Loans
I want a loan for unique income
Learn More →
DSCR Loan
I want an investment loan
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Second Mortgage
I want a stable second mortgage
Learn More →
Cash-Out Refinance
I want to use my equity for cash
Learn More →
HELOC
I want to use my equity for credit
Learn More →
Why Choose Us

Why Florida Families Trust Florida Homes Mortgage

We are an independent mortgage broker — we work for YOU, not the banks.

01
We Shop Hundreds of Lenders
We compare rates from over 200 banks, credit unions, and wholesale lenders to find you the lowest rate and best terms.
02
Personalized Service
You speak directly to a licensed expert who knows your file and is always available when you need help.
03
We Fight for Your Approval
Tough credit? Self‑employed? Foreign national? We have programs for every situation and will advocate for you.
04
Bilingual — Español
We serve Florida’s diverse community in both English and Spanish. No language barriers, ever.
Client Reviews

What Our Clients Say

★★★★★

“They made buying our first home so easy. Everything was explained clearly, we got a great rate, and closed in 21 days. We couldn't be happier!”

M
Maria & Carlos R.
Miami, FL
★★★★★

“I was self‑employed and thought I couldn't get a loan. Florida Homes Mortgage found a bank statement program and saved me $500/month. They're miracle workers!”

J
Jorge L.
Doral, FL
★★★★★

“They helped me refinance to a lower rate and took cash out for renovations. They were available nights and weekends. Truly the best in South Florida.”

C
Carlos M.
Fort Lauderdale, FL
Florida’s #1 Independent Mortgage Broker

Unlock the Door to Your Dream Home

Lowest rates. Fast approvals. Personalized service.

Your local mortgage broker Miami Dade * Broward County * Palm Beach County and More.

We’ve helped thousands of clients choose the very best home finance option. We want you to come back to me for an exceptional home financing experience. Easy process. Quick approvals. Exceptional service, our goal is to give you an extraordinary experience from start to finish:

We’re here for you. It's about helping families achieve their goals. I understand that every client is different. We provide personalized high quality service. Our purpose is to provide you with the best products available to you and your family. We Stand Out From Competitors. Hablamos Español

Get Your Free Pre‑Approval
Response within 24 hours • No obligation

🔒 100% Confidential • No spam, ever

Don't Wait — Get Pre‑Approved Today

Join hundreds of Florida families who trusted Florida Homes Mortgage. It takes 2 minutes.

Apply Now — Free Call (305) 407-3547
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