Loan Details

Results

Monthly Payment
$3,028
Monthly payment that will cover loan's principal, interest, taxes, insurance, and HOA (PITIA)
DSCR
1.65
Annual rental income: $60,000
Annual mortgage service: $34,132
Annual taxes: $1,100
Annual insurance: $900
Annual HOA: $213
Total annual debt service: $36,345
DSCR $60,000 ÷ $36,345 = 1.65

DSCR (Debt Service Coverage Ratio) is calculated as Net Operating Income divided by Total Debt Service. A DSCR above 1.0 indicates that the property generates enough income to cover its debt obligations.

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